§ 750.76Arson of insured property

Sec. 76.
    (1) A person who willfully or maliciously burns, damages, or destroys by fire or explosive
 any of the following or the contents of any of the following is guilty of arson of insured
 property:
    (a) Any dwelling that is insured against loss from fire or explosion if the person caused the
 fire or explosion with the intent to defraud the insurer.
    (b) Except as provided in subdivision (a), any building, structure, or other real property that
 is insured against loss from fire or explosion if the person caused the fire or explosion with the
 intent to defraud the insurer.
    (c) Any personal property that is insured against loss by fire or explosion if the person
 caused the fire or explosion with the intent to defraud the insurer.
    (2) Subsection (1) applies regardless of whether the person owns the dwelling, building,
 structure, other real property, or personal property.
    (3) Arson of insured property is a felony punishable as follows:
    (a) If the person violates subsection (1)(a), imprisonment for life or any term of years or a
 fine of not more than $20,000.00 or 3 times the value of the property damaged or destroyed,
 whichever is greater, or both imprisonment and a fine.



                                                                    Michigan Compiled Laws Complete Through PA 91 of 2026
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    (b) If the person violates subsection (1)(b), imprisonment for not more than 20 years or a
 fine of not more than $20,000.00 or 3 times the value of the property damaged or destroyed,
 whichever is greater, or both imprisonment and a fine.
    (c) If the person violates subsection (1)(c), imprisonment for not more than 10 years or a
 fine of not more than $20,000.00 or 3 times the value of the property damaged or destroyed,
 whichever is greater, or both imprisonment and a fine.