§ 750.147aDiscrimination in extending credit, granting loan, or rating person's

creditworthiness; violation; penalty; civil liability.
 Sec. 147a.
    (1) A person shall not discriminate in extending credit or granting a loan on the basis of
 race, color, religion, national origin, marital status, sex, or physical disability unless both the
 following apply:
    (a) The person is a nonprofit corporation whose members share 1 of the following:
    (i) The same racial, religious, ethnic, marital, or sexual characteristic.
    (ii) The same physical disability.
    (iii) A blend of the characteristics described in subparagraphs (i) and (ii).
    (b) The person extends credit or grants a loan only to its members.
    (2) A person shall not discriminate in the rating of a person's creditworthiness on the basis
 of race, color, religion, national origin, marital status, sex, or physical disability.
    (3) A person who violates the provisions of subsection (1) or (2) is guilty of a misdemeanor
 punishable by a fine of not more than $1,000.00.
    (4) A person who violates the provisions of subsection (1) or (2) is liable in a civil action to
 the injured party for the amount of $200.00 or for damages, whichever is greater. Actions
 brought pursuant to rule 3.501 of the Michigan court rules are limited to those damages
 provided in this subsection. The prevailing party in the civil action shall be entitled to recover
 court costs and reasonable attorney fees. The right of action under this subsection is
 unassignable.